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Dial Direct Insurance Loose Content of Caravan Insurance Under this section you may claim for the loose contents inside your caravan. What you pay when you claim - the excess(es) Every time something happens for which you claim, you must pay the basic excess. You must also pay any of the additional excesses on the schedule, on top of the basic excess.
We will compensate you for:- The loose contents of the caravan, your personal possessions and the personal possessions of your family members who live with you. These must be kept inside the caravan, and the schedule must state that you are paying for cover.
- Loss or damage caused by fire, lightning, explosion, malicious damage, impact with the caravan, falling trees (but not while they are being felled), earthquake, storm, flood, break-in or theft, but only when we can see the damage caused by the break-in.
We do not compensate you for: - Deeds, bonds, bills of exchange, promissory notes, money, cheques, stamps, documents of any kind, manuscripts, medals and coins, rare books, vehicles or bicycles.
- Things you insured more specifically elsewhere or with us.
- Goods and possessions which you use solely for business, professional or trade purposes.
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