How to save on car insurance

There are some steps that you can take before you take out car insurance that could help you save on your car insurance premium.

Buy a car that is a lower risk

High performance cars are usually classified as high risk cars by car insurance companies and even more so if the regular driver is under the age of 25. Think carefully before buying a high performance car.

Get more than one quote

Car insurance companies measure risk slightly differently but also have different products that might suite your needs better. It is advisable to get more than one quote from different car insurance companies to find out how you can save on insurance.

Get an online car insurance quote from the following companies -

Auto & General , Budget Insurance , Dial Direct , First For Women

Higher Excess

You can lower your monthly car insurance premium considerably by simply increasing the excess you pay on a car insurance claim. Make sure that you will be able to pay the excess if you need to claim.

Regular Driver

Specifying a regular driver could also lower your risk profile and thereby lower your car insurance premium. The fewer drivers of the car the lower the risk profile and the lower the car insurance premium.

Car Security

The more security measures you put in place for your car the lower your car insurance risk profile. This will then mean a lower car insurance premium. Discuss what discount you will receive by adding more car security measures with your car insurance company or broker.

Car overnight security

A car that is parked inside a lock-up garage has a lower car insurance risk profile than a car that is parked on the streets every evening thus your overnight security will also have a big influence on your car insurance premium.

Area you live in

The area you live in can also have a higher car insurance risk profile and thus push up your car insurance premium. Thus you could lower your risk by moving to a different area.

Claim free years

The longer you are claim free for, ie. by driving your car for more than one year accident free, the lower your risk profile and your car insurance premium will be.

Get an online car insurance quote from the following companies to find out how you can save -

Auto & General , Budget Insurance , Dial Direct , First For Women